Your Local Redford Independent Insurance Agency

Murphy-Goddard Agency, Inc. specializes in auto, home, and business insurance.

Thank you for visiting our website!

At the Murphy-Goddard Agency, Inc., our approach to your financial protection is unique, and so is our culture.

We are a team of friendly, knowledgeable insurance agents who put our Customer’s needs, wants, and preferences at the center of everything that we do.

We love insurance! We love insurance because we see, very often, how insurance helps individuals, business owners, and communities recover from property and casualty losses. Nothing gives us more satisfaction than to hear a Customer say “Thank you!” following their recovery from an insured loss.

We believe that the bitterness of no insurance coverage or inadequate insurance coverage is remembered long after the sweetness of low price has been forgotten. Because of this belief, and the fact that we genuinely care about the financial interests of our Customers, we offer a diagnostic / consultative process to:

  • help our Customers identify, evaluate, and measure their risk exposures;
  • provide them with information regarding available risk control techniques;
  • help them understand their insurance protection options; and
  • guide them in making smart decisions about their insurance protection program, both now and in the future.

This website has been built to provide valuable information for our existing Customers and those that are considering us for their insurance protection needs. Please take a few minutes to browse the contents of this website.

If you are seeking Custom Crafted Insurance Protection for the risks you face, please contact us now. We welcome the opportunity to start a conversation with you.
Dan Murphy
Dan Murphy
Agency Owner

Find Out How Much You Can Save Today

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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Cargo Insurance Vs. Commercial Trucking Insurance

Posted: July 18, 2019

Commercial carriers are required by law to have carrier liability insurance. Since this insurance provides limited coverage, and because cargo can be damaged in many different ways, most shippers request cargo insurance to protect their goods from damage, loss, or theft during transit. Commercial trucking insurance, on the other hand, is essential coverage for a business or owner-operator providing trucking services. What Is Cargo Insurance?... Read Article

Understanding Collector Car Insurance

Posted: July 16, 2019

Anyone who owns a car needs car insurance. However, collector cars are different and require a special type of auto insurance. Collector car insurance is designed specifically to provide coverage for valuable classic, antique, and collector motor vehicles. Why Do Collector Cars Require Unique Insurance? Special collector car insurance is needed for several different reasons: Classic performance and collector cars are typically more expensive than... Read Article

How Long Does Business Interruption Insurance Coverage Last?

Posted: July 4, 2019

Most commercial property insurance policies include business interruption insurance. With this coverage, the insurer agrees to pay for loss of business income resulting from a covered peril. But how long does it last? In most cases, business interruption insurance coverage continues from the date of loss until property damage can be repaired with dispatch and due diligence. Period Of Restoration The length of time in... Read Article

How To Lower Your Homeowners Insurance Costs

Posted: July 2, 2019

If you own a home, homeowners insurance is an item in your budget that’s there to stay. Depending on the size of your home, location, and other factors, your premiums may be significant and could increase over time. However, there are ways to minimize the cost of homeowners insurance. Taking the following steps could help lower your premiums. Increase Your Deductible A deductible is the... Read Article